The Good Life France

Everything You Want to Know About France and More...

Your French Bank Statement Explained

 French Bank Statements

Your French bank statement pops into your post box, you open it and find a raft of words, expressions and abbreviations that you’ve never come across before.

Here is a list of common French bank words and French bank statement abbreviations that you are likely to find in your French bank statement or when dealing with banks in France:

Actions = Shares

Agios = Interest paid on loan or overdraft

Annuité  = Annually payment

Annulation: ANN -= Cancellation

Approvisionner  = Credit your account

Argent liquide = Cash

Avis d’opération = receipt slip

Bénéficiaire= Beneficiary

Carnet de chèques/Chéquier = Cheque book (Check book)

Caution = Guarantee

Chèque = Cheque

Chèque de banque = Bankers draft or cashiers check

Chèque sans provision = A ‘bounced’ cheque (you didn’t have sufficient money in the account to clear the cheque – action is needed – see here)

Code personnel/confidentiel = PIN number

Commission de Compte débiteur = Overdrawn account

Compte destinataire = Account receiving money

Compte joint = Joint account

Crédit = Credit

Crédit hypothécaire = Mortgage

DAB (Distributeur Automatique de Billets) = Cash Dispenser – ATM Machine

Date d’expiration = Expiry date

Date d’opération = Date transaction recorded

Date de Valeur =Date when amount debited or credited

Débit = Debit

Débit différé = Deferred credit on a card

Débit Immédiat = Credit card is immediately debited

Découvert = Overdraft

Déposer (de l’argent) = Credit an account

Dépôt = Deposit

Dépôt a vue: DAV = Current account

Devise = (Foreign) Currency

Echéancier = Details of bill or loan

Espèces = Cash

Frais = charge

Impôt =Tax

MISE = Set up Fee for Direct Debit

Monnaie = Currency

Opposition = Cancellation of payment

Placement = Investment

Prêt = Loan

Prélèvement automatique: PREL, PRLVT = Direct debit

Règlement: REG = Settlement

Relevé de compte : Bank statement

Rapatriement : Commission on receipt of an international currency

Relevé d’Identité Bancaire (RIB) = Bank identity details

Remboursement: REMBST, REMB = Redemption, repayment

Retraite: RET, RETR = Withdrawal of funds

Solde = Balance

Tableau d’amortissement = Monthly repayment schedule

Taux = Rate of interest

Taux de change = Exchange rate

Tax sur la Valeur Ajouté: TVA = VAT

TEG = Annual Percentage Rate (APR)

Titulaire = Account holder

Valable =Valid

Versement: VER, VERST, VRST = Cash Deposit

Virement: VIR, VIRT = Transfer

Scroll to Top